Legal disclaimer

The information contained in this site is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules, and regulations, and the inherent hazards of electronic communication, there may be delays, omissions, or inaccuracies in information contained in this site. Accordingly, the information on this site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal, or other competent advisers. Before making any decision or taking any action, you should consult a qualified professional, such as Tadeusz Kosmowski.

While every attempt has been made to ensure that the information contained in this site has been obtained from reliable sources, Tadeusz Kosmowski is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to, warranties of performance, merchantability, and fitness for a particular purpose. In no event will Tadeusz Kosmowski or any associated parties be liable to you or anyone else for any decision made or action taken in reliance on the information in this site or for any consequential, special, or similar damages, even if advised of the possibility of such damages.

Certain links in this site connect to other websites maintained by third parties over whom Tadeusz Kosmowski has no control. Tadeusz Kosmowski makes no representations as to the accuracy or any other aspect of information contained in other websites.

This Privacy Policy explains how Tadeusz Kosmowski ("we", "us", or "our") collects, uses, and protects your personal data when you visit this website.

1. Who We Are: This website is owned and operated by Tadeusz Kosmowski, providing consulting, educational, and informational content. If you have questions about this policy or how your data is handled, please contact:

Email: info@tadeuskosmowski.com

2. What Data We Collect: We may collect the following types of data:

• Personal identification information (e.g., name, email address, phone number) when you fill out a contact form or subscribe to a newsletter.

• Technical information (e.g., IP address, browser type, device, operating system) via cookies or analytics tools.

• Usage data (e.g., which pages you visit, how long you stay, what links you click).

3. How We Use Your Data:. We may use your data to:

• Respond to your inquiries or messages.

• Send you newsletters or updates (only if you opt-in).

• Analyze website traffic and user behavior to improve user experience.

• Comply with legal obligations.

4. Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Your consent – e.g., when subscribing to newsletters.

• Performance of a contract – when responding to business-related inquiries.

• Legal obligations – e.g., bookkeeping or tax purposes.

• Legitimate interest – e.g., website analytics to improve services.

5. Data Sharing

We do not sell, rent, or trade your personal information. We may share data with:

• Service providers (e.g., email marketing platforms, analytics providers like Google Analytics).

• Legal authorities if required by law.

All third-party providers are GDPR-compliant and only process your data based on our instructions.

6. Cookies and Analytics. We use cookies to enhance your browsing experience. You can choose to accept or decline cookies via your browser settings. Analytics (e.g., Google Analytics) may be used to understand how visitors interact with our website. This data is anonymized and used strictly for performance and UX improvements.

7. How Long We Keep Your Data: We retain your personal data only as long as necessary for the purposes described in this policy or as required by law.

8. Your Rights. Under the GDPR, you have the right to:

• Access your data

• Correct inaccurate data

• Delete your data ("right to be forgotten")

• Restrict or object to processing

• Transfer your data (data portability)

• Withdraw your consent at any time

To exercise these rights, email us at info@tadeuszkosmowski.com

9. Data Security: We take appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction.

10. External Links: This website may contain links to other websites. We are not responsible for the privacy practices or content of such sites. Please review their privacy policies.

11. Changes to This Policy: We may update this Privacy Policy from time to time.